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What a Local Austin Roofer on KXAN Can Teach You About Storm Damage and Insurance Claims
- Posted
- 2026-10-26
- Last amended
- 2026-10-26
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- @myaustinrooferkxancraft
When a Central Texas storm rolls through, the aftermath can leave your roof looking like a battlefield. Hail damage, wind damage, and flying debris are part of life here. As a roofing contractor who has worked in this area for years, I have seen the same questions come up again and again. How much will a roof replacement cost? Will my insurance cover it? And who can I trust to give me straight answers? One resource that has helped many Texas homeowners is watching an austin roofer on KXAN explain these topics on local television. It is one thing to read a blog post, but seeing a professional walk through the process on air builds trust in a way that a webpage sometimes cannot.
I have been on both sides of the camera. I have done roof inspections after storms, and I have sat in the Studio 512 set at KXAN talking about what homeowners need to know. That experience taught me that the gap between what people expect and what actually happens with insurance claims is wider than most realize. A little preparation goes a long way, and local TV segments can give you the head start you need.
Why Local TV Matters for Homeowners
When you search for roofing advice online, you get a flood of generic tips written for the whole country. But a roofer in Austin deals with specific challenges. Our summers are brutal, our storms are sudden, and the insurance landscape in Texas has its own rules. That is why seeing an austin roofer on KXAN matters. The advice is tailored to what you actually face. Whether it is a segment on Studio 512 or a longer chat on CBS Austin's We Are Austin, the information comes from someone who works on roofs in your neighborhood.
I remember a segment we did on We Are Austin about roof inspection after a spring storm. The host asked me what the first thing a homeowner should do is. I said, "Stay off the roof and call a professional. But before you do that, take photos from the ground." That simple piece of advice came from years of watching people climb up there and make things worse. Those photos later become critical when you file an insurance claim. The adjuster needs to see the damage before any temporary repairs are made. That segment alone saved a few homeowners from denied claims.
The Real Cost of Roof Replacement in Central Texas
Roof replacement is not cheap, and the price varies wildly depending on your roofing materials. Asphalt shingles are the most common in our area, but many older homes have metal roofing or even tile. Each material behaves differently under hail. Asphalt shingles can crack and lose granules, which makes them look worn but sometimes still functional. Metal roofing can dent and rust if the protective coating is broken. A good roofing contractor will explain these differences during your roofing estimate.
On a KXAN segment about roof replacement costs, I walked through a typical scenario. A 2,000-square-foot home with moderate hail damage might need a full replacement. The cost can range from $8,000 to $15,000 depending on materials and pitch. But here is the part that surprises people: the age of your roof matters a lot to the insurance adjuster. If your roof is over 15 years old, many policies pay only the actual cash value, not the replacement cost. That means you end up paying a big chunk out of pocket. That is why I always tell homeowners to check their policy before a storm hits, not after.
Navigating Insurance Claims After Storm Damage
Insurance claims are a headache for most people. The process is slow, the paperwork is confusing, and the adjuster may not be on your side. After a big storm, adjusters are stretched thin. They might rush through your roof inspection and miss things. That is where a good roofing contractor can help. I have been on roofs where the adjuster marked only three damaged areas, but I found ten. You need someone who knows what to look for.
In a segment on Studio 512, we covered exactly how to document storm damage. The host and I went through a checklist that I still give to clients today:
- Take photos and video of the entire roof from the ground before any repairs.
- Collect samples of damaged shingles or debris, if safe to do so.
- Write down the date and time of the storm, and keep any weather reports.
- Call your insurance company as soon as possible, but do not agree to a settlement before getting a contractor's estimate.
- Get at least two roofing estimates from licensed contractors in Central Texas.
That last point is crucial. Some insurance adjusters will try to steer you to their preferred contractor. You have the right to choose your own. A trusted austin roofer on KXAN or recommended by a neighbor will give you an honest assessment. I have seen too many homeowners accept a lowball settlement because they did not know their options.
What to Expect During a Roof Inspection
A proper roof inspection is not a five-minute glance. It takes time. A good contractor will climb up, check the flashing, look at the valleys, examine the vents, and inspect the attic for leaks. They will also check for soft spots in the decking. After a hailstorm, the damage is not always obvious from the street. I have found hidden leaks that would have ruined ceilings and walls if left unnoticed for a few more months.
When you call a roofing contractor, ask if they have experience with insurance claims. Some contractors specialize in storm damage and can walk you through the entire process. They know what documentation the adjuster needs and can help you present your case. That expertise is especially valuable for Texas homeowners, because our state has specific laws about prompt payment and claim handling. If your claim is delayed or denied, a contractor who knows the ropes can advise you on next steps.
Choosing the Right Roofing Materials for Your Home
After a storm, you might be tempted to replace your roof with the same materials you had before. But that is not always the best move. If you live in an area prone to hail, metal roofing might not be ideal unless it is impact-resistant. Asphalt shingles are affordable and easy to repair, but they have a shorter lifespan. Some homeowners in Central Texas are switching to synthetic slate or composite shingles that offer better impact resistance.
During a segment on CBS Austin, a homeowner called in to ask whether they should upgrade their roofing materials even if the insurance only covers the basic option. My answer was yes, within reason. If you have to pay out of pocket for the upgrade, do the math on how long you plan to stay in the house. If it is your forever home, spending a bit more on durable materials saves money in the long run. If you plan to sell in five years, stick with what the policy covers.
Learning from Local Experts
One of the best things about living in a city like Austin is the access to local expertise. Shows like Studio 512 and We Are Austin regularly feature professionals who answer real questions from the community. When you see a segment on KXAN about roof repair, you are getting advice from someone who has been on roofs in your zip code. That local knowledge is hard to find online.
If you are a Texas homeowner dealing with storm damage, take advantage of those resources. Watch the segments, write down the tips, and call a contractor who has been featured. They have already shown they care enough to educate the public. That is a good sign.
I have done dozens of TV segments over the years, and every time I walk away thinking about how many people I might have helped avoid a costly mistake. Whether it is explaining how to file an insurance claim or showing the difference between wind damage and hail damage, the goal is always the same: give homeowners the tools to make smart decisions. A trusted roofing contractor who appears on local TV is not just a salesperson. They are a resource. The next time you see a segment on KXAN about roofs, pay attention. It might save you thousands.